CYBER LIABILITY INSURANCE

Cyber Liability is the risk that is posed by businesses when they store information on the internet or in paper files. Many businesses may face a cyber liability risk with the information they collect or store.

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A breach of your systems or loss of private information is only one type of cyber liability exposure faced by businesses. Security of electronic systems and private information is a concern for every business.

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Coverage provided by cyber-insurance policies may include first-party coverage against losses such as data destruction, extortion, theft, hacking, and denial of service attacks; liability coverage indemnifying companies for losses to others caused, for example, by errors and omissions, failure to safeguard data, or defamation; and other benefits including regular security-audit, post-incident public relations and investigative expenses, and criminal reward funds.

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Below is a list of coverage options that we can address with your business:

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• Prior acts coverage.

• Reputation damage expense.

• Forensic specialist expenses.

• Including both paper and electronic data.

• Liability coverage with the same company.

• Loss control & mitigation services.

• Business interruption.

• PCI coverage.